Privacy Policy

PRIVACY POLICY

Last modified: October 14, 2023

INTRODUCTION

Divorce Magazine Canada/Life Changes Magazine/Life Changes Channel (“company”, “we”, “us”) respect your privacy and are committed to protecting it by complying with this policy.

This policy describes:

• the types of information we may collect from you or that you may provide when you visit our website: www.divorcemagazinecanada.com / www.lifechangesmag.com (the URLs, links, or destinations of which may change from time to time)

• how we collect, use, disclose, and protect the personal information of our customers and website users (“you”, “your”, “user”, “consumer”); and

• our practices for collecting, using, maintaining, protecting, and disclosing that information.

When you use our products or services, your consent to this privacy policy will be implied. In certain circumstances, we may also seek your express consent to our collection, use, or disclosure of your Personal Information (as defined herein). For example, where your Personal Information is highly sensitive and required for a new purpose we may ask for your express consent (either verbally, by checking a box, signing an agreement or taking another affirmative action. If your Personal Information (as defined herein) is necessary to provide you with our products or services, your consent to this privacy policy is a condition of service. In these circumstances, the only option to not consent to this privacy policy is to stop using our products or services, including consuming our content, whether print or digital, and to terminate your relationship with us.

We will only use your personal information in accordance with this policy unless otherwise required by applicable law or regulation. We take steps to ensure that the personal information that we collect about you is adequate, relevant, not excessive, and used for the limited purposes outlined herein.

Privacy laws in Canada generally define “personal information” as any information about an identifiable individual, which includes information that can be used on its own or with other information to identify, contact, or locate a single person. Personal information does not include business contact information, including your name, title, or business contact information.

This policy applies to information we collect, use, or disclose about you:

• On our Website;

• When viewing or consuming our printed content;

• In email, text, and other electronic messages between you and Company;

• Via phone, in person, or through other offline means;

• Through mobile and desktop applications you download from Company, which provide dedicated non-browser-based interaction between you and Company; and

• When you interact with our advertising and applications on third-party websites and services if those applications or advertising include links to this policy.

The Website may include links to third-party websites, plug-ins, services, social networks, or applications. Clicking on those links or enabling those connections may allow the third party to collect or share data about you. If you follow a link to a third-party website or engage a third-party plugin, please note that these third parties have their own privacy policies and we do not accept any responsibility or liability for these policies. We do not control these third-party websites, and we encourage you to read the privacy policy of every website you visit.

Please read this policy carefully to understand our policies and practices for collecting, processing, and storing your information. If you do not agree with our policies and practices, your choice is not to use Company. By accessing the Website, using Company’s products or services, including consuming or viewing Company’s content, you indicate that you understand, accept, and consent to the practices described in this policy. This policy may change from time to time (see Changes to our Privacy Policy). Your continued use of the Website or Company’s products or services after we make changes indicates that you accept and consent to those changes. Please check the policy periodically for updates.

INFORMATION WE COLLECT ABOUT YOU

We collect and use several types of information from and about you, including Personal Information, that we can reasonably use to directly or indirectly identify you, such as your:

• Name and Contact Information, including your name, address, phone number, social media user ID, and email address.

• Account Information, including your account ID, user ID, account profile, settings and preferences, purchase history, subscriptions, and registrations.

• Security Information, including your username and password and similar security information, individual network activity in security, and audit logs.

• Billing & Payment Information, including your payment and payment card information or bank account information, billing contact details, and shipping and billing information.

• User Submissions, including personal information in content and communications uploaded, sent, shared, or inputted by you to our website or services, including feedback you provide to us and the content of communications between you and us.

• Device & Browser Information, including network and internet service provider (ISP) information, internet protocol (IP) addresses, device and browser identifiers, device and browser information, advertising identifiers, cookie/tracker identifiers, and related information.

• Usage and Browsing Information, including usage, search, and browsing history, user journey history (including clicks, navigation, user actions, interactions, and session replays), and usage and diagnostic analytics and metrics.

• Location Data, including region, country, state, promise, and course and precise geolocation data.

• Demographic Information, including your age, date of birth, marital status, gender, physical characteristics, military status, political, religious, or philosophical beliefs, sexual orientation, racial or ethnic origin, union membership.

• Pictures, Audio, and Video Recordings, including footage from CCTV and other security cameras used at our locations and events.

• Career, Education, and Organization Information, including affiliated organizations (such as employer, industry associations, or licensing bodies), status, position and title, information about colleagues and contacts, career and education history, professional certifications and licenses, employee identification number, employee record (including performance and compensation information), and job application information.

• Background Checks, including credit or criminal history.

• Health, Benefits, and Insurance Information, including enrollment and participation in insurance or benefit programs, personal information or beneficiaries, family members, emergency contacts, or dependents, medical records, and disability information.

• Identity Information, including government identification, governmental identifiers (such as tax identifiers, social security or national insurance numbers, and passport or driver’s license numbers).

• Financial Information, including financial status, tax returns and related information, financial filings, credit standing, payroll, and related information.

• Legal Information, including legal status, immigration status, legal court cases and proceedings, governmental records, personal property or real estate records, liens & judgements, death records, public filings, driving records, licenses and registrations, and criminal information.

HOW WE COLLECT INFORMATION ABOUT YOU

We use different methods to collect your information, including through:

• Direct interactions with you when you provide it to us, for example, by registering, joining our mail list, filling in forms, surveys, or polls, or corresponding with us by phone, email, or otherwise;

• Documents provided to us, for example, in job applications, contracts, immigration information and reference letters;

• User Submissions, where you may provide information for us to publish or display on public Website areas or transmit to other Website users or third parties; and

• Automated technologies or interactions, as you navigate through our Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, and other tracking and analytics technologies.

You may also provide information to be published or displayed (hereinafter, “submitted”) on public areas of the Website or transmitted to other users of the Website or third parties (collectively, “User Submissions”). Your User Submissions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Submissions. Therefore, we cannot and do not guarantee that unauthorized persons will not view your User Submissions.

Information We Collect Through Cookies and Other Automatic Data Collection Technologies 

As you navigate through and interact with our Website, we may use cookies or other automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website; and

• information about your computer and internet connection, including your IP address, operating system, and browser type.

We may also use these technologies to collect information about your online activities over time and across third-party websites or other online services, including using your unique identifiers to understand your usage and preferences across multiple websites.

In some instances, our website provider and/or third-party plugins may include their own tracking and automatic data collection technologies.

The information we collect automatically includes statistical information that may include personal information, and we may maintain it or associate it with personal information we collect in other ways, that you provide to us, or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size, users, market, and usage patterns;

• Store information about your preferences, allowing us to customize our Website according to your individual interests;

• Speed up your searches and navigation of the Website; and

• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• Cookies. A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.

• Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings that are used for browser cookies.

• Web Beacons. Pages of our Website and any correspondence may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

• Pixels. Pixels are pieces of code snippets that collect behavioral data for marketing campaigns, optimization, and analytics. We may use a pixel provided by third parties including Facebook, LinkedIn, or Google, which serves to help make our advertisements more effective and drive traffic to our Website.

HOW WE USE YOUR INFORMATION

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Website and its contents to you;

• To manage our relationship with you, including in the use of any customer relationship management software, third-party or proprietary, that we may use;

• To process invoices, payments and other payment processing information, including the use of any payment processing software, third-party or proprietary, that we may use;

• To negotiate and enter into contracts with third parties for hiring, placement or contracting of workers or contractors;

• To provide you with information, products, or services that you request from us;

• To fulfill the purposes for which you provided the information or that were described when it was collected, or any other purpose for which you provide it;

• To provide you with notices about your products, services, account or subscription, including expiration and renewal notices;

• To carry out our obligations and enforce our rights arising from any contracts with you, including for billing and collection or to comply with legal requirements;

• To verify the accuracy or appropriateness of any User Submission for the purposes of monitoring our Website and removing content;

• To notify you about changes to our Website or any products or services we offer or provide though it;

• To fulfil our obligations as an employer;

• To plan and enact marketing email campaigns, using third-party software;

• To improve our Website, products or services, marketing, or customer relationships and experiences;

• To allow you to participate in interactive features, social media, or similar features on our Website;

• To measure or understand the effectiveness of the advertising we serve to you and others, and to deliver relevant advertising to you;

• To run A/B tests and other experiments that are designed to increase the quality of our Website, or products or services;

• To study and generate industry and other macroeconomic information;

• To understand our customers and potential customers and to create and tailor advertisements to them;

• To monitor the statistics, data and traffic of our website;

• In any other way we may describe when you provide the information; or

• For any other purpose with your consent.

We may also use your information to contact you about goods and services that may be of interest to you, as permitted by law. If you do not want us to use your information in this way, please send us written notice at the address provided below or use the unsubscribe mechanism at the bottom of our e-mails. For more information, see Choices About How We Use and Disclose Your Information.

DISCLOSURE OF YOUR INFORMATION

We may disclose aggregated information about our users, and information that does not identify any individual.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• to our subsidiaries and affiliates;

• in accordance with applicable law, to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about our customers and users is among the assets transferred;

• to fulfill the purpose for which you provide it, including for employment placement services;

• to advertisers and advertising networks that require the information to select and serve relevant advertisements to you and others;

• to third parties to market their products or services to you if you have consented to/not opted out of these disclosures. For more information, see Choices About How We Use and Disclose Your Information;  

• to contractors, service providers, and other third parties we use to support our business (such as analytics and search engine providers that assist us with Website improvement and optimization) and who are contractually obligated to keep personal information confidential, use it only for the purposes for which we disclose it to them, and to process the personal information with the same standards set out in this policy;

• for any other purpose disclosed by us when you provide the information; or with your consent.

We may also disclose your personal information:

• to comply with any court order, law, or legal process, including to respond to any government or regulatory request, in accordance with applicable law;

• to enforce or apply our employment or placement related contracts or other agreements, including for billing and collection purposes; or

• if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Company, our customers, or others.

TRANSFERRING YOUR PERSONAL INFORMATION

We may transfer personal information that we collect or that you provide as described in this policy to contractors, service providers, and other third parties we use to support our business (such as analytics and search engine providers that assist us with Website improvement and optimization) and who are contractually obligated to keep personal information confidential, use it only for the purposes for which we disclose it to them, and to process the personal information with the same standards set out in this policy.

We may process, store, and transfer your personal information in and to a foreign country, with different privacy laws that may or may not be as comprehensive as Canadian law. In these circumstances, the governments, courts, law enforcement, or regulatory agencies of that country may be able to obtain access to your personal information through the laws of the foreign country. When you interact with us, you authorize us to transfer your personal information outside of your home country and you acknowledge the risk that we may transfer your personal information to countries that may provide less protection than your home country’s privacy laws and we may not be able to prevent government authorities in some countries from accessing your personal information.

CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's website. If you disable or refuse cookies, please note that some parts of this Website may not be accessible or may not function properly.

• Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by emailing your request to the email provided below.  

• Promotional Offers from the Company. If you have opted in to receive certain emails from us but no longer wish to have your email address used by the Company to promote our own or third parties' products or services, you can opt-out by emailing your request to the email provided below. If we have sent you a promotional email, you may unsubscribe by clicking the unsubscribe link we have included in the email.

We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of several third-party ad servers' and networks' cookies simultaneously by using opt-out tools created by such providers as the Digital Advertising Alliance of Canada. You can also access these websites to learn more about online behavioral advertising and how to stop websites from placing cookies on your device. Opting out of a network does not mean you will no longer receive online advertising. It does mean that the network from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.

For Users of the site located outside of Canada, the collection of data and acceptance of cookies may be an essential and prohibitive condition of the Users’ ability to access or use the Website. The Website is not intended for use in any jurisdiction where its use is not permitted. If you access the Website from outside Canada, you do so at your own risk and you are responsible for compliance with local laws of your jurisdiction. You must immediately stop using the Website if use of the Website as it is offered by Company is prohibited under your local regulations.

DATA SECURITY

The security of your personal information is very important to us. We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards, which any Website visitor can view.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

DATA RETENTION

Except as otherwise permitted or required by applicable law or regulation, we will only retain your personal information for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Under some circumstances we may anonymize your personal information so that it can no longer be associated with you. We reserve the right to use such anonymous and de-identified data for any legitimate business purpose without further notice to you or your consent.

AGE RESTRICTIONS

The Website is not intended for children under 14 years of age. No one under age 14 may provide any information to or on the Website. We do not knowingly collect personal information from children under 14. If you are under 14, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or username you may use. If we learn we have collected or received personal information from a child under 14 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 14, please contact us at the email provided below.   

ACCESSING AND CORRECTING YOUR PERSONAL INFORMATION

It is important that the personal information we hold about you is accurate and current. Please keep us informed if your personal information changes. By law you have the right to request access to and to correct the personal information that we hold about you.

If you want to review, verify, correct, or withdraw consent to the use of your personal information you may also send us an email at the address provided below, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

We may request specific information from you to help us confirm your identity and your right to access, and to provide you with the personal information that we hold about you or make your requested changes. Applicable law may allow or require us to refuse to provide you with access to some or all the personal information that we hold about you, or we may have destroyed, erased, or made your personal information anonymous in accordance with our record retention obligations and practices. If we cannot provide you with access to your personal information, we will inform you of the reasons why, subject to any legal or regulatory restrictions.

We will provide access to your personal information, subject to exceptions set out in applicable privacy legislation. Examples of such exceptions include:

• information protected by solicitor-client privilege;

• information that is part of a formal dispute resolution process;

• information that is about another individual that would reveal their personal information or confidential commercial information; and

• information that is prohibitively expensive to provide.

If you are concerned about our response or would like to correct the information provided, you may contact our Privacy Officer at uglowgrl2@gmail.com, Attention: Privacy Officer.

If you delete your User Submission from our Website, copies of your User Submission may remain viewable in cached and archived pages or might have been copied or stored by other Website users.

WITHDRAWING YOUR CONSENT

Where you have provided your consent to the collection, use, and transfer of your personal information, you may have the legal right to withdraw your consent under certain circumstances. To withdraw your consent, if applicable, contact us at the email address provided below. Please note that if you withdraw your consent, we may not be able to provide you with a particular product or service. We will explain the impact to you at the time to help you with your decision.

Disclaimer

Divorce Magazine Canada/Life Changes Magazine/Life Changes Channel (the “Magazine”) grants you a limited license to access and make personal use of this content, subject to our Terms of Service.

 By viewing or consuming this content you agree and consent to our Terms of Service. If you disagree, you must immediately stop using or consuming the content.

The content is the sole intellectual property of the Magazine. No material shall be reprinted, reproduced, duplicated, copied, downloaded, sold, resold, visited, or otherwise exploited for commercial purpose, in whole or part, without the written permission of the Magazine. The Magazine reserves the right to edit all material submitted for publication. The content may include statements and/or opinions that are solely the opinions and the responsibility of the person or entity providing that content. Such content does not necessarily reflect the opinion of the Magazine. The content is provided for entertainment and/or education purposes only and should not be relied upon as business, legal, personal, relationship, marital, medical, or financial advice. By showcasing certain content, including advertisements, this does not constitute endorsement for any such content or advertisements. Neither the Magazine, nor its parent, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors have any responsibility or liability whatsoever to you, or any third party, for any content or the accuracy of any content. Please view our Terms of Service for more information.

CHANGES TO OUR PRIVACY POLICY

It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users' personal information, we will notify you by email to the email address specified in your account or through a notice on the Website.

We include the date the privacy policy was last revised at the top of the page. You are responsible for ensuring we have an up-to-date, active, and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

CONTACT INFORMATION AND CHALLENGING COMPLIANCE

We welcome your questions, comments, and requests regarding this privacy policy and our privacy practices. Please contact us at uglowgrl2@gmail.com, Attention: Privacy Officer.

We have procedures in place to receive and respond to complaints or inquiries about our handling of personal information, our compliance with this policy, and with applicable privacy laws. To discuss our compliance with this policy please contact our Privacy Officer using the contact information listed above.